Broker check
Is Cotality legit and safe?
Reviewed August 1, 2026
Short answer
Cotality, the company formerly called CoreLogic, is a legitimate property-data and analytics business with no federal enforcement action we could find, though it was one of nine data brokers the FTC studied for its 2014 industry report. The rename has quietly broken most published advice about it: the opt-out URL still cited across removal guides now returns a 404.
Cotality is often written as CoreLogic, the name it used until its 2025 rebrand. Same site either way.
| Type of site | Credit and risk brokers |
|---|---|
| Cost to remove yourself | Free |
| Time to submit the request | 15 minutes |
| Account required | No |
| Typical time to disappear | acknowledgement within 10 business days is commonly reported; full processing takes longer |
| Enforcement actions we found | 1 documented - see the public record below |
Is Cotality a scam?
No. It is a large, established property analytics company serving lenders, insurers and government. If you have hit a dead opt-out page, that is the rebrand rather than evasion.
What Cotality actually is
A property data and analytics company holding ownership and transaction history, mortgage and lien records, tenancy history and property risk attributes, sold to lenders, insurers and real-estate businesses.
Where Cotality gets your data
Property deeds, assessor and recorder filings, mortgage records, tenancy and rental data, and commercially acquired datasets.
Is it legal?
Its product privacy policy explicitly does not apply to information regulated by the Gramm-Leach-Bliley Act or the Fair Credit Reporting Act. Much of what it holds about property, mortgages and tenancy falls under exactly those rules, so it sits outside the consumer opt-out and inside a different rights regime.
What Cotality exposes about you
- Property ownership and transaction history
- Mortgage and lien records
- Rental and tenancy history
- Address history tied to property records
The real risks
- The GLBA and FCRA carve-out means a successful request does not clear the regulated data, and any guide promising a clean sweep is wrong.
- Tenancy history can affect a rental application, and errors in it are consequential.
- The current privacy portal is a script-driven overlay with no linkable address, which makes the process hard to document or bookmark.
- Property records are continuously refreshed from public filings.
Cotality's public record
May 2014
CoreLogic was one of nine data brokers required to produce information for the FTC's study of the industry, published as Data Brokers: A Call for Transparency and Accountability. The report was a policy document criticising industry opacity, not an enforcement action against the company.
FTC, Data Brokers: A Call for Transparency and Accountability (May 2014)What to do about it
You can remove yourself for free, and you do not need a reason. Our step-by-step Cotality opt-out guide covers the current process - about 15 minutes, no payment, and no account needed in most cases. Expect to repeat it every few months, because these listings rebuild from public records. If you would rather see which sites list you before starting, the free exposure scan checks the major brokers, known breaches, and public profiles tied to your username without storing anything.
California residents have a stronger option: the state's free DROP platform sends a single binding deletion request to every registered data broker. Everyone else can see what your state allows.