Opt-out guide

How to opt out of LexisNexis Risk Solutions and remove your name

This is the page where most guides overpromise, so here is the blunt version: LexisNexis suppression is not open to everyone. It is restricted to defined categories of people, it requires documentation, and it explicitly does not cover the FCRA-regulated products or the law-enforcement products. For most people the useful request is a different one.

Wondering whether LexisNexis Risk Solutions is even legitimate first? Read our honest LexisNexis Risk Solutions check for what it is, what regulators have said about it, and what it exposes.

What LexisNexis Risk Solutions exposes

• Address history and known aliases
• Relatives and associates
• Property, vehicle and licence records
• Insurance claims history
• Public records aggregated into risk products

Step-by-step removal

1. 1

   Check whether you actually qualify

   LexisNexis limits suppression from its restricted public-records products to public and elected officials including law enforcement, people facing a substantial risk of physical harm, and victims of identity theft.

2. 2

   Gather your documentation

   Suppression requests must include documentation substantiating the risk of physical harm or your status as an identity-theft victim. An unevidenced request will not succeed.

3. 3

   Submit the suppression request

   Use the consumer opt-out page at lexisnexis.com/en-us/privacy/for-consumers/opt-out-of-lexisnexis.page and follow the request process there.

4. 4

   If you do not qualify, request your file instead

   LexisNexis is a consumer reporting agency, so under the FACT Act you are entitled to a free consumer disclosure once every twelve months. Request it at consumer.risk.lexisnexis.com/factact. Seeing the file is the realistic first move.

5. 5

   Dispute anything wrong

   Once you have the disclosure, the FCRA gives you the right to dispute inaccurate entries. That right applies to everyone, unlike suppression.

Open LexisNexis Risk Solutions's opt-out page

Good to know

• Suppression does not apply to products regulated by the Fair Credit Reporting Act or to products available to law enforcement. A successful suppression therefore does not remove you from the files used for insurance and credit decisions.
• This is the single biggest misconception about LexisNexis, and any guide implying that anyone can simply opt out is wrong.
• The free annual consumer disclosure is the request that helps most people, and it costs nothing.
• LexisNexis Risk Solutions is listed by the CFPB among consumer reporting companies, which is what gives you the access and dispute rights described above.