Opt-out guide
How to opt out of Innovis and remove your name
Innovis is the credit bureau almost nobody has heard of, and that is the point of this page. The FTC names it alongside Equifax, Experian and TransUnion as a bureau that supplies prescreen lists, so a removal effort that covers only the famous three leaves a fourth file untouched.
Innovis's opt-out requests are processed on OptOutPrescreen, jointly run by all four credit bureaus's system, so one request can cover more than one site. Check both afterwards rather than assuming.
Wondering whether Innovis is even legitimate first? Read our honest Innovis check for what it is, what regulators have said about it, and what it exposes.
What Innovis exposes
- Credit account and payment history
- Name, address history and date of birth
- Prescreen eligibility lists sold to lenders and insurers
Step-by-step removal
- 1
Know that it counts as a bureau
The FTC lists Innovis with the other three as a source of prescreened offer lists. It is sometimes called the fourth bureau, and it is not a data broker in the people-search sense.
- 2
Use the joint opt-out
Go to optoutprescreen.com or call 1-888-5-OPT-OUT. Innovis is one of the four operators of that site, so a single request covers it along with the others.
- 3
Or use Innovis directly
Innovis publishes its own opt-out and opt-in page at innovis.com/personal/optOutOptIn if you would rather deal with the company itself.
- 4
Post a request if you prefer
Written requests go to Innovis Consumer Services, P.O. Box 6980, Dallas, TX 75270. A letter is slower but leaves you a dated record of what you asked for.
- 5
Request your Innovis file separately
Opting out of offers is not the same as seeing what Innovis holds. As a consumer reporting agency it must provide you a disclosure of your file, which is a separate request.
Good to know
- This is a marketing opt-out, not a security freeze. It does not stop new accounts being opened in your name, and it does nothing to the contents of your credit report. A freeze is a separate, free request made to each bureau.
- Because Innovis is less well known, it is routinely left out of both DIY checklists and paid removal services. Worth confirming rather than assuming yours covered it.
- One joint request at optoutprescreen.com genuinely covers all four bureaus, so there is no need to repeat it per company.
As with the other bureaus, a five-year opt-out lapses without warning unless you completed and returned the permanent form.